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cyholder s survival claim settlement ratio take a look at your insurance provider s history of settling insurance claims smart total elite protection plan term insurance that help step up your family s protection lifestyle 2 crore term insurance plan term plan with a higher sum assured at an affordable premium term plan calculator critical illness insurance term plan with return of premium claim settlement ratio smart total elite protection plan 2 crore term insurance plan investment plans investment calculator systematic savings tailored as per your future goals and risk tolerance tax calculator systematic savings tailored as per your future goals and risk tolerance ulip plans single plan dual benefits comprehensive financial security solution with ulip guaranteed saving plans secure your future with assured financial support and guaranteed savings plan guaranteed income plans plans designed to deliver on the promise of a financially secure future tax saving investments investment 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smart total elite protection term plan non linked non participating individual pure risk premium life insurance plan uin 104n125v01 maximum sum assured under the product is subject to the limits determined in accordance with the board approved underwriting policy of the company arn eip ti 051223 recently viewed oops the page you are looking for is currently not available try again term insurance plans online term plan critical illness smart term plan term plan with return of premium claim settlement ratio smart secure plus plan continue with existing equote term insurance for housewife investment plans ulip plans tax saving investment smart wealth plan assured wealth plan smart wealth income plan flexi wealth advantage plan savings income plans smart fixed return digital plan money back policy life insurance plans online insurance plans child insurance plans retirement plans group insurance plans health insurance plans cancer insurance plan nri plans tools calculators term insurance premium calculator tax calculator saving plan calculator power of compounding calculator insurance calculators fd calculator cibil credit score rd calculator ppf calculator roi calculator sip calculator customer service pay premium online premium payment options download premium receipts track applications claims centers download policy pack view policy details electronics insurance account frequently asked questions faqs existing customer journey contact us update personal details change nominee download forms update pan card service tats certificate of insurance about max life why max life know our story awards achievement csr esg our leadership media center careers public disclosures isnp details all about claims become an agent nav performance monthly factsheets fund portfolio nav performance benchmark monthly fund snapshot annual investment report investors key company policies irdai consumer education website do not disturb insurance ombudsman privacy policy disclaimers service tats grievance redressal unclaimed amount withdrawn plans sitemap uw approach philosophy group sites max india max financial services antara senior living max life pension fund management beware of spurious phone calls and fictitious fraudulent offers irdai clarifies to public that irdai is not involved in activities like selling insurance policies announcing bonus or investment of premiums public receiving such phone calls are requested to lodge a police complaint irdai registration no 104 arn web 01 21042021 category life validity valid corporate identity number cin u74899pb2000plc045626 trade logo displayed belongs to max financial services ltd and axis bank ltd respectively and with their consents are used by max life insurance co ltd disclaimers all rights reserved an iso 9001 2008 certified company max life insurance company limited is a joint venture between max financial services limited and axis bank limited corporate office max life insurance co ltd 11th floor dlf square building jacaranda marg dlf city phase ii gurugram haryana 122002 operation center max life insurance co ltd plot no 90 c udyogvihar sector 18 gurugram haryana 122015 customer helpline 1860 120 5577 9 00 a m to 6 00 p m monday to saturday call charges apply online helpline 0124 648 8900 09 00 am to 09 00 pm monday to saturday fax number 0124 4159397 email ids service helpdesk maxlifeinsurance com website www maxlifeinsurance com max life insurance is integrated with licensed nbfc finvu cookiejar technologies pvt ltd for sharing policy details with regulated financial information users within the account aggregator ecosystem after obtaining the policy holder s consent read more about account aggregator framework here life insurance coverage is available in this product for more details on risk factors terms and conditions please read the prospectus carefully before concluding a sale you may be entitled to certain applicable tax benefits on your premiums and policy benefits please note all the tax benefits are subject to tax laws prevailing at the time of payment of premium or receipt of benefits by you tax benefits are subject to changes in tax laws trade logo displayed belongs to max financial services ltd and axis bank ltd respectively and with their consents are used by max life insurance co insurance is the subject matter of solicitation for more details on the risk factors terms and conditions please read the sales and rider prospectus carefully before concluding a sale tax benefits are eligible for tax exemption on fulfilling conditions mentioned under section 10 10d of income tax act 1961 tax exemptions are as per our understanding of law and as per prevailing provisions of income tax at 1961 policy holders are advised to consult tax expert for better clarification interpretation please note that all the tax benefits are subject to tax laws at the time of payment of premium or receipt of policy benefits by you tax benefits are subject to changes in tax laws the monthly income benefit and terminal benefit may be taxable subject to extra premium being loaded at underwriting stage disclaimers for market linked plans saving plans the unit linked insurance products do not offer any liquidity during the first five years of the contract the policyholder will not be able to surrender withdraw the monies invested in linked insurance products completely or partially till the end of fifth year unit linked insurance products ulips are different from the traditional insurance products and are subject to the risk factors the premium paid in the unit linked life insurance policies is subject to investment risks associated with capital markets and the navs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his her decisions max life insurance is only the name of the insurance company and max life online savings plan uin 104l098v05 is only the name of the unit linked life insurance contract and does not in any way indicate the quality of the contract its future prospects or returns please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer the various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these funds their future prospects or returns max life online savings plan is a unit linked non participating individual life insurance plan uin104l098v05 some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business the assumed rates of return 4 p a and 8 p a shown in the illustrative example are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy depends on a number of factors including future investment performance the guaranteed and non guaranteed benefits are applicable only if all due premiums are paid the maturity benefit shown in the illustrative example are inclusive exclusive of taxes disclaimer applicable for titanium variant of max life smart fixed return digital premium payment of 5 years policy term of 10 years and a healthy female of 18 years old paying rs 3 60 000 annually exclusive of all applicable taxes privacy policy on completion of policy term the savings indicated is the maximum premium difference as compared with offline plan depends on the variant purchased all claims that qualify for instaclaim will be paid within 1 working day from date of submission of all mandatory documents else max life will pay interest at bank rate as on beginning of financial year in which claim has been received 4 65 p a for fy 20 for every day of delay beyond one working day interest shall be at the bank rate that is prevalent at beginning of the financial year in which death claim has been received claims for policies completed 3 continuous years all mandatory documents should be submitted before 3 00pm on a working day claim amount on all eligible policies4 is less than rs 1 crore claim does not warrant any field verification mandatory documents original policy document original attested copy of death certificate issued by local municipal authority death claim application form form a neft mandate form attested by bank authorities along with a cancelled cheque or bank account passbook along with nominees photo identity proof discharge death summary attested by hospital authorities or fir post mortem report viscera report in case of accidental death 7 cmo asia bfsi excellence award 2019 5 criteria applicable only for term plans for graduate indian resident with declared income 10 lacs with cibil score 650 salaried and 700 self employed with no disclosed medical condition 4 instaclaim tm is available for all versions of uin 104n118v04 mandatory documents original policy document original attested copy of death certificate issued by local municipal authority death claim application form form a neft mandate form attested by bank authorities along with a cancelled cheque or bank account passbook along with nominees photo identity proof discharge death summary attested by hospital authorities or fir post mortem report viscera report in case of accidental death tax conditions save 46 800 on taxes if the insurance premium amount is rs 1 5 lakh per annum and you are a regular individual fall under 30 income tax slab having taxable income less than rs 50 lakh and opt for old tax regime save 54 600 on taxes if the insurance premium amount is rs 1 5 lakh per annum for life cover and 25 000 for critical illness cover and you are a regular individual fall under 30 income tax slab having taxable income less than rs 50 lakh and opt for old tax regime 3 the discount is applicable if you are a salaried employee with a corporate during policy issuance max life may call for proof of employment if required in case proposer when asked is not able to prove the employment part discount offer will be discontinued and additional premium as applicable will have to be paid for processing of the case ci rider disclaimers max life critical illness and disability rider uin 104b033v01 available as a rider on payment of additional premium extended cover of up to 85 years is available with gold and platinum variant only 64 critical illnesses covered in platinum and platinum plus variant on payment 22 critical illnesses covered in gold and gold plus variant 6 the life insurer is eligible for a discount on renewal premium under regular pay variant by accumulating healthy weeks as per terms and conditions of the rider total premiums paid inclusive of any extra premium but exclusive of all applicable taxes cesses or levies and modal extra return of premium option is available on payment of additional premium c onditions for premium break available at an additional premium for policies with policy term greater than 30 years and premium payment term greater than 21 years option to skip paying premium for 12 months 2 premium breaks will be available during the premium payment term separated by an interval of at least 10 years 1 conditions for special exit value option to receive all premiums paid back at a specified point in the term of the policy free of cost available when return of premium variant is not chosen no additional premium to be paid 2 voluntary top up sum assured option to double your insurance cover basis underwriting at the time of your need by increasing your sum assured up to an additional 100 of base sum assured chosen at inception free look period conditions the policyholder has a period of 30 days from the date of receipt of the policy document to review the terms and conditions of the policy where if the policyholder disagrees to any of those terms or conditions he she has the option to return the policy stating the reasons for his objections the policyholder shall be entitled to a refund ...